Effective Date: October 18, 2026

At Xavier LLC, we are committed to protecting your privacy and ensuring a safe online experience. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you access or purchase from our courses, coaching services, or text messaging program.

By accessing or using our services, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

We collect the following types of personal data when you interact with our courses and services:

a. Personal Information:

Name, email address, mobile phone number (if you opt in to text messages), payment information (via PayPal and Stripe), and course-related details (e.g., interactions with course content).

b. Payment Information:

We use third-party payment processors, including PayPal and Stripe, to process your transactions. When you make a purchase, the payment information you provide (e.g., billing address, credit card details) is securely collected and processed by these platforms. We do not store sensitive payment information ourselves.

c. Usage Information:

We may collect non-personal data about your usage of our services, such as:

- The pages you visit

- Time spent on specific content

- Your interaction with course material (e.g., video plays, downloads)

d. Cookies and Tracking Technologies:

We use cookies and similar tracking technologies to enhance your user experience and track website activity. You can modify your browser settings to reject cookies, but this may affect your ability to fully use our services.

2. How We Use Your Information

We use the personal information we collect for the following purposes:

- To Provide and Improve Services: Deliver course content and coaching services, and update you about any changes, enhancements, or new features.

- Payment Processing: To process your transactions securely through PayPal and Stripe, and to issue refunds where applicable.

- Customer Support: To respond to your inquiries, provide assistance, and resolve any issues you may have.

- Communications: With your consent, we may send you promotional materials or updates about new courses, events, or services. You can opt out of these communications at any time.

- Text Messages: If you opt in, to send you coaching messages and updates by SMS (see Section 4).

- Analytics: To monitor and analyze trends, user engagement, and performance of our services, improving the overall user experience.

3. How We Share Your Information

We do not sell your personal information to third parties. However, we may share your information in the following ways:

- Payment Processors: We share the minimum necessary information with PayPal and Stripe to process your payments.

- Service Providers: We may engage trusted third-party service providers who assist us with the operation of our services, such as email service providers, text messaging providers, customer service platforms, and website hosting services. These providers are required to maintain the confidentiality of your personal information.

- Legal Compliance: We may disclose your personal information if required by law, such as in response to a subpoena, court order, or similar legal process.

Mobile phone numbers and text messaging consent are never shared for marketing purposes. See Section 4.

4. SMS/Text Messaging

If you opt in to receive text messages from Xavier Coaching (Xavier LLC), we collect your mobile phone number to send you coaching messages and updates. Message frequency varies. Message and data rates may apply. You can opt out at any time by replying STOP, or reply HELP for help.

Xavier Coaching (Xavier LLC) does not sell or share your SMS opt-in data or personal information with third parties for marketing purposes. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging opt-in data and consent will not be shared with any third parties.

5. Your Privacy Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

a. Access and Correction:

You have the right to request access to and correct any personal information we hold about you.

b. Data Deletion:

You may request that we delete your personal information, subject to any legal or contractual obligations.

c. Opt-out of Marketing Communications:

You can opt out of receiving marketing emails at any time by using the unsubscribe link included in the emails or by contacting us directly. You can opt out of text messages at any time by replying STOP.

d. Data Portability:

In certain circumstances, you may request a copy of your personal data in a structured, commonly used, and machine-readable format.

e. Right to Withdraw Consent:

If we are processing your information based on consent, you can withdraw that consent at any time.

For any of these rights, please contact us at [email protected].

6. Security of Your Information

We take appropriate technical and organizational measures to protect the security of your personal information. However, no system is completely secure, and we cannot guarantee the absolute security of your data. It is important that you take precautions to protect your own personal information.

7. Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law.

8. Children's Privacy

Our services are not intended for children under the age of 13. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected personal information from a child, we will take steps to delete such data as quickly as possible.

9. Third-Party Links

Our services may contain links to external websites or services that are not operated by us. We are not responsible for the privacy practices of third-party sites and encourage you to read the privacy policies of those sites before providing any personal information.

10. International Data Transfers

If you are located outside of the United States and choose to provide us with your personal information, please be aware that we may transfer your data to the United States for processing. By using our services, you consent to the transfer of your personal data to the United States, where data protection laws may differ from those in your jurisdiction.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make changes, we will post the updated policy on this page with a new effective date. We encourage you to review this policy periodically for any updates.

12. Contact Us

If you have any questions about this Privacy Policy or our practices, or if you wish to exercise your privacy rights, please contact us at:

Xavier LLC

Email: [email protected]